Commercial equipment finance is a financial solution that allows businesses to acquire necessary equipment without the upfront cost. It typically involves a lender providing funds to purchase or lease equipment, which is repaid over a set term. You often do not need to finance the full amount as most lenders allow a balloon option to reduce your finance repayments.

You can finance a wide range of business equipment, including machinery, vehicles, IT infrastructure, construction equipment, medical devices, and more. Schedule a Meeting with one of our specialist Finance Managers to discuss your unique equipment finance needs.

This varies based on several factors, but funds are generally available in 48 hours. 

Yes, many banks, credit unions, and specialized equipment finance companies in Australia offer commercial equipment financing services and we have access to them all.

Terms can vary but usually range from 1 to 7 years, and repayment options can include fixed or variable interest rates and flexible payment structures based on your business cashflows.

In many cases, lenders may require a deposit, but the amount can vary. Some lenders offer no-deposit financing options as well.

To apply for a commercial equipment loan with Yoda Capital Finance, you will need to provide details of the equipment, including age, make, model and description, plus documentation of your current/projected financials. Get a Quote or Schedule a Call with one of our experienced Finance Managers today.

We understand things don’t always go according to plan, so each loan is individually assessed and tailored to your unique circumstances and requirements.

Yes, startups and new businesses can typically access commercial equipment financing, but they may need to meet specific lender criteria.

The options may include owning the equipment outright, upgrading to new equipment, or returning the equipment to the lender, depending on the financing agreement.