Commercial Loan

Are you a business owner looking to take the next big step in your financial journey? At Yoda Capital Finance, we’re not just a financial institution but your trusted guide through the complex world of commercial loans. Let’s explore how our expert team can help you secure the capital you need to reach new heights in your business.

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Funds to support your commercial
growth and expansion plans

Yoda Capital Finance can provide access to Commercial Loans to qualified entities ranging from $100k to $500m with access to higher amounts for approved borrowers.

Ideal for working capital & business growth
Up to 10-year loan terms
No annual Reviews
Fixed Rates from 7.25%

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Why Choose Yoda Capital Finance for Commercial Loans?

Yoda Capital Finance is here to support you wherever you are in your entrepreneurial journey.
Here are some of the reasons you should work with us to help you secure your commercial loan:

Expertise That Matters

With years of experience in the finance industry, our team of financial Jedi Masters possesses the knowledge and wisdom to navigate the intricacies of commercial loans.

Customised Solutions

We understand that one size doesn’t fit all. That’s why we craft tailored financial solutions to meet your unique business goals.

Competitive Rates

Our commitment to providing competitive interest rates ensures you can access the capital you need while keeping costs manageable.

Rapid Decision-Making

Time is money. Yoda Capital Finance is known for getting quick decisions from funders, allowing you to seize opportunities without delay.

Flexible Terms

Our panel of lenders allows us to source commercial loans that offer flexible terms to accommodate your business’s financial capabilities, whether you need short-term or long-term financing.

Transparent Fees

We believe in transparency. With Yoda Capital Finance, there are no hidden fees, ensuring you understand your financial commitments.

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Easy to understand features, variables & fees

Features

Flexible Security Options
Maximum Loan Amount	$100,000,000+
Minimum Loan Amount	$500,000
Principal & Interest
Interest Only Available
Maximum Loan Term	up to 5 years
Simple Monthly Repayments
Personal/Director Guarantees Not Always Required ^#
Entrepreneur Friendly

Feesˆ

Application Fee	Fixed Cost $10,000^*
Establishment & Origination Fee	1.5% ^†
Monthly Service Fee	Nil
Valuation Fee	$5,500^ø
Settlement Fee	Nil
Discharge Fee	Nil
No Early Termination Fees
LVR’s	up to 70%^∆
No Other Hidden Feesˆˆ

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Important things you should know

Ready to begin your application?

Yoda Capital Finance is here to support you where ever you are in your entrepreneurial journey.
Schedule a meeting or chat with one of our managers today.

Meet with a Manager

If you’re ready to get your application started or want more information, please schedule a meeting with one of our Finance Managers.

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Got some questions?

If you have some questions you need to be answered, please chat with a Manager online now to quickly get the answers you need.

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Begin a Quote

Complete our short guided quote form, and we will send you a quote within 24 hours. If you’re not ready to receive a quote, get in touch with us.

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Frequently Asked Questions

You have a question? We have an answer.

What kind of things can I use this finance for?

Typically a commercial loan or business loan is used to finance things such as working capital and business growth. If you require Equipment Finance or a Commercial Property Loan, there are other products better suited for these purposes. Similarly, if you are looking at buying a business there are a couple of options we have available that are better suited to this purpose than a traditional commercial loan. Schedule a meeting with us to determine if your commercial property is eligible.

Is Yoda Capital the Originator?

No. Yoda Capital Finance is a specialist commercial broker with access to hundreds of lenders globally. We are able to source finance for almost any commercial purpose. We also have the network and ability to raise equity on your behalf.

What makes Yoda Capital Finance stand out from other lenders?

Yoda Capital Finance is known for its experienced team, sourcing competitive interest rates, rapid decision-making, and transparent fee structure, setting it apart as a trusted partner in business financing.

Is there a minimum or maximum amount?

Yes. We usually won’t consider funding anything less than $100k or greater than $500m. In select cases, however, we can fund up to $5bn.

What kind of interest rate can be expected?

The general terms and interest rate varies from project to project. As a guide, interest rates start from 7.25% p.a.

Who can benefit from a Commercial Loan?

A wide range of businesses, including SMEs, real estate developers, retailers, industrial businesses, and office space tenants or owners, can benefit from Yoda Capital Finance’s commercial loan solutions tailored to their specific needs.

How can I apply for a commercial loan?

To apply for a commercial loan with Yoda Capital Finance, you will need to provide details of the purpose of the loan, plus documentation of your current financials. Documentation requirements can vary based on the type of commercial loan you are looking for and the lender. We also have access to several low-doc options with flexible income verification. Furthermore, we also provide non-dilutive venture debt to revenue-generating startups. To receive a quote, simply click the Get a Quote or Live Online Chat button on this page.

Can I get a commercial loan if I have bad credit history?

We understand things don’t always go according to plan, so each loan is individually assessed and tailored to your unique circumstances and requirements.

How can Yoda Capital Finance assist businesses in need of working capital?

Yoda Capital Finance offers working capital loans, which provide a flexible source of capital to support daily business operations, address challenges, and capitalise on opportunities.

Can Yoda Capital Finance provide flexible terms for commercial loans?

Yes, Yoda Capital Finance is able to source flexible terms to suit various business needs, whether you require short-term or long-term financing.

Other loans that may interest you:

Business Acquisition Loan

Fixed Interest Rates from 9.55%

Loans up to $500m**
Flexible Security Options
Up to 10-Year Terms
No Personal / Director Guarantees
No Monthly Service Fees

Find Out More

Commercial Property Loan

Fixed Interest Rates from 7.25%

Loans up to $500m+**
Up to 80% LVR
Up to 30-Year Terms
Flexible Repayment Options
No Early Termination / Exit Fees possible

Find Out More

Invoice Finance

Fixed Interest Rates from 6.55%

Loans up to $100m+**
Enhance Business Cashflow
Revolving and Extendable
Complete Invoice Factoring Service
Reduce Credit Risk

Find Out More

Equipment Finance

Fixed Interest Rates from 6.85%

Loans from $20k
Flexible Security Options
Up to 7-Year Terms
Flexible Repayment Options
Fund Both New and Used Equipment

Find Out More

The things you should know

ˆPayment default fees and other collections fees are not included in the table and are available upon request and in the loan agreement

^* The application fee is non-refundable and payable upon application.

† The establishment and origination fee covers all administrative loan fees (excluding default and payment collection fees).

ø The valuation fee varies and depends on your location and asset class.

∆ Some lenders will require up to 35% deposit. Depending on the terms of the loan and the interest rates as well as your business credit history most lender do not require a deposit for a simple business loan.

ˆˆOther than default interest fees, arrears collection fees, direct debit fees, and card transaction fees, this product has no hidden fees.

^# Yes we do have access to lenders that offer non-recourse loans (no personal or director guarantees) which is a rare but welcoming offer. These do tend to come with higher interest rates though.

Do you want to know more or need a consultation?

Schedule a meeting or call our office directly

Commercial Loan

Funds to support your commercial growth and expansion plans

Why Choose Yoda Capital Finance for Commercial Loans?

Expertise That Matters

Customised Solutions

Competitive Rates

Rapid Decision-Making

Flexible Terms

Transparent Fees

Easy to understand features, variables & fees

Features

Feesˆ

Ready to begin your application?

Meet with a Manager

Got some questions?

Begin a Quote

You have a question? We have an answer.

Other loans that may interest you:

Business Acquisition Loan

Commercial Property Loan

Invoice Finance

Equipment Finance

Do you want to know more or need a consultation?

Funds to support your commercial
growth and expansion plans