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Commercial Property Loans

Are you envisioning a new chapter for your business, aiming for expansion, or planning to invest in commercial real estate? At Yoda Capital Finance, we’re your dedicated financial partner, and we specialise in making your commercial property dreams a reality. Let’s delve into the world of commercial property loans and discover how we can help you secure the funding you need.

Commercial Mortgage
Yoda Capital Finance Commercial Property Loan

Funds to support your commercial
real estate expansion & investment plans

Commercial property loans, also known as commercial real estate loans, are financial solutions designed to assist businesses in acquiring, refinancing, or developing properties for commercial purposes. These loans provide the capital you need to invest in properties such as office spaces, retail establishments, industrial facilities, and more.

Yoda Capital Finance can provide access to Commercial Property Loans to qualified entities ranging from AU$500k to AU$100m with access to higher amounts for approved borrowers.

  • Ideal for business premises

  • Up to 5-year loan terms

  • No annual Reviews

  • Fixed Rates from 8.65%

Yoda Capital Finance Commercial Property Loan

Why Choose Yoda Capital Finance for Commercial Property Loans?

Yoda Capital Finance is here to support you wherever you are in your commercial property journey.
Here are some of the reasons you should work with us:

Yoda Capital Finance Commercial Property Loan

Expertise and Experience

With years of experience in the finance industry, our team has the knowledge and expertise to guide you through the complex world of commercial property financing.

Yoda Capital Finance Commercial Property Loan

Customised Solutions

We understand that every business and property investment is unique. That’s why we offer personalized loan solutions tailored to your specific needs.

Yoda Capital Finance Commercial Property Loan

Competitive Rates

We have access to some of the most competitive interest rates in the market, ensuring that you can access the funding you need while keeping your costs in check.

Yoda Capital Finance Commercial Property Loan

Fast Approval & Funding

Time is of the essence when it comes to commercial real estate. At Yoda Capital Finance, we pride ourselves on a streamlined approval and funding process, helping you seize opportunities swiftly.

Yoda Capital Finance Commercial Property Loan

Flexible Terms

Our partner loan terms are flexible to accommodate your business’s financial capabilities, whether you need short-term or long-term financing.

Yoda Capital Finance Commercial Property Loan

Transparent Fees

We believe in clear, transparent pricing with no hidden fees, ensuring you have a complete understanding of your financial commitments.

Easy to understand features, variables & fees

Features

Maximum LVR 70%

Yoda Capital Finance Commercial Property Loan

Maximum Loan Amount

$100,000,000

Minimum Loan Amount

$500,000

Principal & Interest

Yoda Capital Finance Commercial Property Loan

Interest Only Available

up to 5 years

Maximum Loan Term

up to 5 years

Simple Monthly Repayments

Yoda Capital Finance Commercial Property Loan

Developer & Investor Friendly

Yoda Capital Finance Commercial Property Loan

Feesˆ

Application Fee

Fixed Cost from $10,000Ω ex GST

Establishment & Origination Fee

1.5%

Monthly Service Fee

Nil

Valuation Fee

$5,500ø

Settlement Fee

Nil

Documentation Fee

Nil

No Early Termination Fees

Yoda Capital Finance Commercial Property Loan

No Other Hidden Feesˆˆ

Yoda Capital Finance Commercial Property Loan

Ready to secure your commercial property loan?

The next step in your commercial real estate journey starts with Yoda Capital Finance. Contact our experts today to discuss your financing needs, explore your options, and take the first step towards turning your commercial property aspirations into a reality. Trust Yoda Capital Finance to be your partner in achieving your business’s real estate dreams.

Yoda Capital Finance Commercial Property Loan

Meet with a Manager

If you’re ready to get your application started or want more information, please schedule a meeting with one of our Finance Managers.

Yoda Capital Finance Commercial Property Loan

Got some questions?

If you have some questions you need to be answered, please chat with a Manager online now to quickly get the answers you need.

Yoda Capital Finance Commercial Property Loan

Begin a Quote

Complete our short guided quote form and we will send you a quote within 24 hours. If you’re not ready to receive a quote, get in touch with us.

Frequently Asked Questions

You have a question? We have an answer.

What kind of properties can I finance?

We can provide finance for various commercial properties in various industries Australia wide with only a small number of post codes excluded. You can finance various properties, including office buildings, retail spaces, industrial warehouses, hotels, and more. Schedule a meeting with us to determine if your commercial property is eligible.

What are the typical loan-to-value ratios (LVR) for commercial property loans?

LTV ratios typically range from 30% to 70%, depending on the location, property type, and your financial profile.

How long does it take to get funding?

This varies based on a number of factors but funds are usually dispersed in 5-7 days based on your settlement timeframes. Faster settlements are possible. Approvals are normally given within 48 hours although can take up to a maximum of two weeks for complex scenarios.

Is there a minimum or maximum amount?

Yes. We usually won’t consider funding anything less than $500k or greater than $500m. In select cases, however, we can fund up to $5bn.

What kind of interest rate can be expected?

The general terms and interest rate varies from loan to loan. As a guide, interest rates start from 8.65% p.a. for a first mortgage and 13% p.a. for a second mortgage or riskier loans.

What is a Commercial Property Loan?

A commercial property loan is designed to help you invest in or purchase commercial property, fund business operations, or buy business equipment. A commercial loan typically uses commercial property as security and can be an ideal option for purchasing business premises or building a commercial property portfolio. With a range of custom commercial lending options, Yoda Capital Finance has competitive solutions for all kinds of borrowers.

How can I apply for a commercial property loan?

To apply for a commercial loan with Yoda Capital Finance, you will need to provide details of the property or purpose of the loan, plus documentation of your current financials. Documentation requirements can vary based on the type of commercial property loan you are looking for, and we also offer a low-doc option with flexible income verification. Furthermore, we also provide venture debt to revenue-generating startups.

Can I get a commercial loan if I have bad credit history?

We understand things don’t always go according to plan, so each loan is individually assessed and tailored to your unique circumstances and requirements.

What is the Goods and Services Tax (GST) and how does it affect commercial property loans?

GST may apply to the sale of commercial properties. It’s important to understand the GST implications and factor them into your financing plan. You should seek professional tax advice from your accountant or advisor.

What are the typical loan terms for commercial property loans in Australia?

Loan terms can range from 5 to 25 years, with 10 years being common, but they can vary depending on your lender and specific requirements.

Yoda Capital Finance Commercial Property Loan
The things you should know

ˆPayment default fees and other collections fees are not included in the table and are available upon request and in the loan agreement

Ω The application fee is non-refundable and payable upon application.

† The establishment and origination fee covers all administrative loan fees (excluding default and payment collection fees).

ø The valuation fee is at a fixed cost.

ˆˆOther than default interest fees, arrears collection fees, direct debit fees, and card transaction fees, this product has no hidden fees.

Do you want to know more or need a consultation?

Schedule a meeting or call our office directly